Kathy Stenberg
Springs Lifestyles Real Estate Inc
Managing Broker/Owner
Colorado Springs, CO 80908
719-963-4867
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Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Kathy Stenberg, Realtor®
Springs Lifestyles Real Estate Inc
Managing Broker/Owner
Black Forest, CO 80908
719-963-4867
springslifestyles@gmail.com

Testimonials

"Kathy is a wonderful broker. We came to Colorado Springs from out of state on a home searching trip and Kathy showed us the home we ended up buying. She is a knowledgeable professional, answering all our questions and concerns. The brokering with the bank was handled well; Kathy worked as a good go between. We always felt we were in good hands and that our concerns were addressed in a timely manner. Our closing went well. We love our home. Kathy Stenberg can be trusted to work with you on all your real estate needs ~ 2011" Kathaleen & Thomas Clifford, Client
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